Fix your own credit. Keep your own money.

What you get

• AI dispute letters — drafted, printed, mailed & tracked
• 3-bureau analysis, ranked by impact
• Goal-based action plans (auto, FHA, 740+)
• Response clocks + CFPB / BBB / state-AG escalation
• SmartCredit monitoring included with membership
• Credit tools & education included

Three steps, in plain English.

• Import your report. Connect your SmartCredit account, or add monitoring during your trial. Checking never affects your score.
• Review your letters. AI flags what is worth disputing and drafts each letter — you edit and approve; nothing is mailed without you.
• Watch it move. Letters are mailed with tracking, every 30-day clock watched, and CFPB / BBB / state-AG escalation paths one click away. Monitoring included.

Everything you need, in one place.

• My Credit Report — every line of your report, finally readable, with what is hurting your score flagged.
• Dispute Center — finds what is wrong on your reports and drafts consumer-law dispute letters you approve.
• Deadlines — every 30-day response clock watched, with escalation paths one click away.
• Credit tools — seven planners that run on your imported report, so you can simulate first and act second.
• Coaching — a real coach in your corner, reading the same dashboard you do.

Safe. Guided. Yours.

Soft pulls only, plain English, and nothing mailed without your approval.

• Safe — soft pulls only. Signing up and checking never hurts your score.
• Guided — every step explained in plain English, with the law it rests on.
• Yours — you see everything, approve everything, and keep the skills.

Do more. Pay less.

Creditfixrr covers what monitoring apps and repair companies each do — and the parts neither one does. One flat monthly membership with a 7-day trial; cancel in one click.

Frequently asked questions

Is disputing my own credit legal?

Yes. The Fair Credit Reporting Act (section 611) gives every consumer the right to dispute information on their credit report and requires bureaus to investigate, generally within 30 days.

Will this hurt my credit score?

No. Importing your report is a soft pull, which never affects your score. Disputing items doesn't lower your score either.

How is this different from a credit repair company?

They do the work invisibly and charge you monthly for it. Creditfixrr gives you the same playbook with better tooling — you see everything, control everything, and keep the difference.

Can I cancel?

One click, from your dashboard, effective immediately.