Everything you need to run a modern credit business
Credit report import, AI analysis, client communication, dispute automation, billing, monetization, and team workflows — in one platform.
Import and analyze: bring client credit data into one place
Import 3-bureau credit reports, share results with clients, and use AI-powered analysis to identify reporting issues, recommendations, and Metro-2 / FCRA-related violations with less manual review.
- Import 3B credit reports (SmartCredit, IdentityIQ, MyFreeScoreNow, MyScoreIQ)
- Share client results with custom-generated graphics
- AI-powered credit score insights
- AI-powered credit report recommendations
- AI-powered Metro-2 and FCRA violation detection, surfaced for review
Client portal: deliver a premium client experience
Give clients a more professional portal experience with document collection, messaging, updates, alerts, and communication history — organized and accessible from one location.
- Document uploads (agreements, IDs, proofs) and e-signatures
- Automatic progress updates and monthly progress reports
- Client notes and task assignments
- Two-way portal messaging with a communication timeline (messages and SMS)
- Alerts for billing failures, score updates and documents needed
- Email alerts on client activity
Dispute automation: standardize and scale dispute delivery
Automate core dispute workflows with AI-assisted letters, pre-built and custom dispute logic, creditor libraries, and print/mail support designed for credit businesses.
- AI dispute letters with human review before sending
- Print and mail integration
- Pre-loaded and custom dispute reasons and instructions
- Creditor and furnisher libraries (pre-loaded and custom)
- One-click dispute reason and instruction generators
- Bulk letter assignment and automatic letter creation
Billing and payments: keep revenue operations clean and predictable
Manage recurring billing, reduce failed-payment friction, and support more consistent revenue operations with billing tools built into the platform.
- Automated billing (card, recurring)
- Authorize.net integration and multiple processor support
- Auto-retry of failed charges
- Billing alerts and overdue notices
Monetization: unlock additional revenue channels
Expand monetization with built-in affiliate and referral infrastructure designed for the credit industry, so you can add value and create new revenue channels more efficiently.
- Credit monitoring affiliate manager
- Credit builder affiliate manager
- Funding referral program
- Legal referral program
Team and scale: support more volume with better visibility
As your business grows, keep work more organized with team management, shared operational visibility, and more scalable workflow coordination.
- Team member management
- Internal workflow visibility
- Shared operational control
- Collaborative scaling support
Start Free Trial Back to Creditfixrr Business
Creditfixrr Business is software for credit businesses, not a law firm or a credit repair service. AI drafts are reviewed and approved by your team before anything is sent, and results vary by client and case.